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Social Sciences, Economics, Business & Economics, bank health, corporate credit, credit supply, real effects, EMPLOYMENT PROTECTION LEGISLATION, LIQUIDITY SHOCKS EVIDENCE, FIRM-LEVEL EVIDENCE, MONETARY-POLICY, INTERNATIONAL TRANSMISSION, FINANCIAL CONSTRAINTS, LENDING CHANNEL, TRADE CREDIT, AGENCY COSTS, CAPITAL STRUCTURE, 14 Economics, 3801 Applied economics, 3802 Econometrics, 3803 Economic theory